Is $1,000 Emergency Fund Enough?

People tend to latch on to the wisdom of the most prominent experts in any field. In the case of personal finance, the most famous expert is probably Dave Ramsey. One of his key pieces…

Insurance When You’re a Freelancer

When you’re a 9 to 5er, it’s easy to take your company’s benefits for granted. And now that you’re a freelancer, one of the things you need to tend to is creating your own benefits…

Insurance Needs for Single People

When you have a family, the types of insurance you need to protect your loved ones may be apparent. But what if you’re flying solo? Although you may not share the same concerns and obligations…

Fall Into These Good Credit Habits

Good habits are the foundation of a stable life. Little things like exercise, hygiene, meditation and reading can have a tremendous impact if done consistently. It’s about taking a holistic approach to improving and maintaining…

The Red Tea Detox

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How to Kickstart an Emergency Fund

Besides having a spending plan and saving for retirement, one of the major tenets of financial wellness is to have a healthy emergency fund. But the reality is that when you’re juggling multiple financial priorities—or…

How to Keep Your Budget in Check this…

Ah, the holidays. Amid the cheer, festive gatherings with loved ones, and stress from the inevitable craziness, if not careful, they could put a serious dent on your credit cards. While it’s certainly not news…